Description
INTRODUCTION Chapter 1 Fintech and Banking: An Overview Thomas Walker, Elaheh Nikbakht, and Maher Kooli SECTION I: FINANCIAL TECHNOLOGIES AND THEIR EFFECTS ON THE BANKING INDUSTRY Chapter 2 Centralized and Decentralized Finance: Coexistence or Convergence? Axel Wieandt and Laurenz Heppding Chapter 3 Fintech and the Digital Transformation of the Banking Landscape Wesley L. Harris and Jarunee Wonglimpiyarat Chapter 4 Shifting paradigms in banking: How new service concepts and formats enhance the value of financial services Anna Omarini Chapter 5 Competitors and Partners at the Same Time: On the Role of Fintech Companies in the Latvian Financial Market Ramona Rupeika-Apoga, Emils DarzinS, Deniss Filipovs, and Stefan Wendt Chapter 6 Non-Fungible Tokens Andrea Barbon and Angelo Ranaldo SECTION II: CHALLENGES, OPPORTUNITIES, AND REGULATIONS REGARDING FINTECH IN THE BANKING INDUSTRY Chapter 7 Open Banking: Opportunities and Risks Christoph Frei Chapter 8 The Rise of Financial Services Ecosystems: Towards Open Banking Platforms Simona Cosma, Stefano Cosma, and Daniela Pennetta Chapter 9 The Crypto-assets Market in the United Kingdom: Regulatory and Legal Challenges Malgorzata Sulimierska and Agnieszka Sikorska Chapter 10 A Preliminary Comparison of Two Ecosystems: Fintech Opportunities and Challenges for Financial Inclusion Nadeera Ranabahu Chapter 11 Investigating Variables that Increase the Desire and Loyalty to Utilize Fintech After the COVID-19 Lockdown: A New Normal Habit Minh T. H. Le SECTION III: EVIDENCE FROM AROUND THE WORLD Chapter 12 Fintech and Financial Inclusion in Developing Countries Charles Adjasi, Calumn Hamilton, and Robert Lensink Chapter 13 The Cash Holdings of Fintechs and SMEs: Evidence from OECD Countries Kaleemullah Abbasi, Ashraful Alam, Noor Ahmed Brohi, Makhmoor Fiza, Shahzad Nasim, and Imtiaz Ali Brohi Chapter 14 Fintech Companies in Brazil: Assessing Their Effects on Competition in the Brazilian Financial System from 2018 to 2020 Norberto Montani Martins, Paula Marina Sarno, Luiz Macahyba, and Dalton Boechat Filho




