Description
This book analyses the raising of capital imposed by regulatory and supervisory constraints for the soundness and survival of banks in Europe, highlighting critical issues. Accordingly, the text examines the improvement of risk management and efficiency operated by individual banks as the main driver for reinforcing bank resilience and survival. The investigation is carried out essentially through study of risk management, efficiency, capital constraints, bank regulation and supervision in Europe, monetary policy and economic growth in Europe, capital raising in European banks, bank regulation and supervision in the USA, raising of capital or improvement of risk management and efficiency as the final issue. Raising capital by regulatory and supervisory constraints meets solvency requirements at a given time. In contrast, improving risk management and efficiency allows banks to create the best structural premises for reducing costs, increasing revenue and profits and capital level, contributing to the solvency and survival of banks. Fabiano Colombini is Full Professor of Economics of Financial Institutions and Markets at the University of Pisa, Italy. He is author of many books and many publications on scientific journals in Italian and in English. Chapter 1- Introduction by Fabiano Colombini Chapter 2 – Risk management and banking business in Europe by Fabiano Colombini Chapter 3 – Credit risk management and banking business in Europe by Fabiano Colombini Chapter 4 – Banking efficiency in Europe by Fabiano Colombini Chapter 5- Capital constraints by regulation in Europe by Paola Ferretti Chapter 6 – Capital constraints by supervision in Europe by Fabiano Colombini Chapter 7 – Bank regulation and supervision in Europe by Antonella Cappiello Chapter 8 – Monetary policy, bank supervisory policy and economic growth in Europe by Antonella Cappiello Chapter 9 – Capital raising in European banks. An empirical analysis by Antonella Cappiello and Paola Ferretti Chapter 10 – Banking regulation and supervision in the USA by Paola Ferretti Chapter 11 – Raising capital or improving risk management and efficiency in Europe by Fabiano Colombini
