Description
“New Life Insurance Investment Advisor”, 2nd edition, will continue to provide investors, financial planners, accountants, insurance professionals and other professionals with a solid understanding of today’s life insurance products while reflecting the dramatic changes that have taken place since its first appearance. The work will show how to analyze insurance products based on their investment merits and how to select them for the best overall financial return. The edition covers many new areas of insurance, including: how financial services firms will affect how consumers use life insurance and annuities; the pros and cons of Internet purchases; effectively using capital within a life insurance policy; the advantages and disadvantages of a fixed premium feature; how to use life insurance during different stages of life; and the new emergence of “immediate annuities”. There is also a new chapter (“The policy you own is not the policy you want or need”) on policy owner alternatives and changing coverage. Life insurance can seem a complex and intimidating financial instrument. Ben Baldwin makes this topic clear and simple to understand – this should be a useful book for the consumer and professional alike.
